You're definitely not being paranoid. I’m the same way—super careful, but it’s wild how easy it is to miss those little changes. Last renewal, I found...

I totally get what you mean about “full coverage” not being as full as it sounds. I ran into something similar when my windshield cracked last winter—...

I hear you on the cost—sometimes it feels like the insurance is for their peace of mind, not mine. But what if you actually got hit by someone with no...

Right? I tried to actually read through my last policy and got totally lost in the legal jargon. Ever notice how the stuff they leave out is buried in...

Definitely relate to the “paranoid over prepared” feeling. I keep a binder in my glove box too—never trust that an app will work when you actually nee...

I’ve wondered about this too, especially after a fender bender a couple years back. I tried to crunch the numbers once—like, if you save $200 a year w...

Honestly, I’ve been on the fence about accident forgiveness too. It feels like paying for something you hope you never use, but after seeing my cousin...