crafts273
@crafts273
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Glove box all the way—totally agree it’s the least obvious spot. I’ve only ever kept a photocopy too, and never got hassled for it in OK. You’re not b...

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RE: Finding decent car insurance in Delaware without losing your mind

I get what you mean about the national companies being more organized. But honestly, I’ve had the opposite experience a couple times. Last year, I tri...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

I’ve wondered about this too, especially with how crazy Florida drivers can be. If you only have the minimum and get into a wreck that’s your fault, d...

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RE: USAA vs State Farm: which claims process is less of a headache?

Totally get what you mean about the “which headache is smaller” thing. I’ve bounced between a couple of insurance companies, and honestly, the local a...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, that’s always bugged me too. You put a bunch of cash into keeping your ride alive—like, new transmission, fresh brakes, whatever—and then if it ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Bundling barely made a dent for me either—just enough to notice, not enough to care. I tried telematics too, but it felt like I was being graded on ev...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

Yeah, I hear you. I used to skip med pay too, but after a minor fender bender last year, the ER bill was way more than I expected. My health insurance...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, that whole “just upload it to an app and be done” idea feels like it should’ve happened by now. Every time I deal with insurance, it’s like step...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Yeah, those trackers are wild sometimes. I had mine ding me for “sudden braking” when a deer jumped out. Like, what’s the alternative—just keep cruisi...

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RE: stuck between Geico and Progressive in NY, thoughts?

I’m the same way with forgetting to swap out the paper card—mine’s usually buried under old receipts and gas station napkins. Never had my phone fail ...

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RE: quick heads-up on Arkansas auto insurance basics

Quick Heads-Up On Arkansas Auto Insurance Basics I’ve wrestled with this same question, especially after my old Subaru hit the 200k mile mark. At tha...

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RE: Insurance paid way less than what it cost me to replace my roof

Yeah, insurance claims can be a real headache, especially if you're new to it. I had a similar experience last year with hail damage on my car—initial...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Haha, ouch... been there. It's funny how quickly that deductible goes from "smart savings" to "painful regret." I've always wondered if there's a swee...

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RE: saving cash on insurance when you're young and broke

Yeah, that's true... when I was driving my old beater cross-country, comprehensive coverage felt like throwing money away. But then again, I hit a dee...

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RE: bumped someone's car lightly, no visible damage—should I report?

I see your reasoning, but honestly, reporting even minor bumps can sometimes backfire. Had a similar thing happen on a road trip—reported it "just in ...

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