crafts273
@crafts273
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RE: Just saved a chunk of cash on car insurance after defensive driving course

Yeah, those trackers are wild sometimes. I had mine ding me for “sudden braking” when a deer jumped out. Like, what’s the alternative—just keep cruisi...

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RE: stuck between Geico and Progressive in NY, thoughts?

I’m the same way with forgetting to swap out the paper card—mine’s usually buried under old receipts and gas station napkins. Never had my phone fail ...

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RE: quick heads-up on Arkansas auto insurance basics

Quick Heads-Up On Arkansas Auto Insurance Basics I’ve wrestled with this same question, especially after my old Subaru hit the 200k mile mark. At tha...

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RE: Insurance paid way less than what it cost me to replace my roof

Yeah, insurance claims can be a real headache, especially if you're new to it. I had a similar experience last year with hail damage on my car—initial...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Haha, ouch... been there. It's funny how quickly that deductible goes from "smart savings" to "painful regret." I've always wondered if there's a swee...

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RE: saving cash on insurance when you're young and broke

Yeah, that's true... when I was driving my old beater cross-country, comprehensive coverage felt like throwing money away. But then again, I hit a dee...

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RE: bumped someone's car lightly, no visible damage—should I report?

I see your reasoning, but honestly, reporting even minor bumps can sometimes backfire. Had a similar thing happen on a road trip—reported it "just in ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, those apps can be pretty hit-or-miss. I remember driving through heavy rain once, had to brake suddenly because visibility was awful, and the ap...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Bundling helped me out too, but honestly, I've always wondered about mileage discounts myself...like do they just trust you on that? I'm racking up mi...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I wonder about that too...rules can be a pain, but sometimes they're there because someone learned the hard way. Maybe the city could just focus on th...

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