I get what you’re saying about local agents, but I’ve had the opposite experience a couple times. Maybe it’s just me, but I felt like they were trying...

Yeah, insurance logic is a total black box sometimes. I’ve had my fair share of “high-risk” labels slapped on me (couple tickets, nothing wild), so I’...

Honestly, I’m kinda in the middle on this one. I’ve had insurance ask for every scrap of proof after a claim, but other times they barely glanced at m...

Never actually seen the city do those inspections, but I got a warning once for my old Camaro just sitting in the driveway. Thing was covered and ever...

Honestly, I lean more toward it being the agent. I've had some agents who bent over backwards to help me (even with my sketchy driving record, lol), a...

Honestly, I've always been pretty skeptical of the whole credit card insurance thing. A buddy of mine tried it once after a minor fender-bender abroad...

I get what you're saying about the whole "luck of the draw" thing with repair shops. I've bounced between insurers a bit myself (high-risk driver here...

Yeah, insurance companies seem to thrive on making things complicated. Had a fender bender last year—totally my fault, I'll admit—and man, the paperwo...