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RE: When does a regular carpool driver need to be listed?
Living elsewhere may matter less than whether the coworker regularly uses the car; I’d ask the insurer whether your policy’s listing rule is based on regular access and use, household membership, or both. Also ask whethe...
RE: Bundling insurance with USAA: worth it or just hype?
That’s been my experience too. I bundled my auto and home with USAA thinking I’d save enough for an extra set of tires (wishful thinking). Turns out, the “deal” barely covered a tank of premium. I will say, their claims ...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
I hear you on the “rip-off” feeling. My insurance bill looks like a car payment some months, but after watching my nephew try to parallel park my Benz, I’m not taking any chances. The stress of dealing with insurance aft...
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
Couldn’t agree more. I learned the hard way after a rogue shopping cart left a lovely dent in my BMW - full coverage saved me big time. Street parking’s basically a contact sport in some neighborhoods. If you value your ...
RE: Saving cash just for driving less? Didn’t think it was real
I get the logic, but man, driving my car “gently” feels like a crime sometimes. I bought the thing for the engine, not to coast behind minivans. Sure, I’ve seen a little drop in premiums, but honestly, it’s not enough to...