I always wondered if just having the pic on your phone would fly if you got pulled over. I’ve heard some officers are cool with it, but others insist ...
Yeah, the “comprehensive” thing is super misleading. I learned the hard way too—my laptop got swiped from my trunk and insurance just shrugged. Appare...
I’ve actually looked into pay-per-mile, but up here, it seems like most companies don’t even offer it, or if they do, the base rate is so high it bare...
Yeah, I hear you—classic cars are a whole different beast when it comes to insurance. I thought about pay-per-mile for my old Mustang, but honestly, t...
Totally get where you’re coming from. I used to think it was just a way for rental companies to squeeze more cash out of us, but after watching a frie...
Yeah, I totally get that. Legal stuff is scary, but at least you know what you’re dealing with—there’s a process, an end date, maybe even a second cha...
Yeah, learned that the hard way last year. My neighbor’s old sedan got trashed by a falling tree branch during a freak windstorm. He’d just dropped co...
Mileage caps are a good one—didn’t even think about that until you mentioned it. I asked my agent last winter if there was any sort of “low mileage” d...
I went local after years with a big-name insurer, and honestly, it was a mixed bag. Rates were definitely better, but when I had a minor fender-bender...
Yeah, totally get where you're coming from. I added my younger brother as an occasional driver last year, and honestly, the premium bump wasn't too ba...
I learned this the hard way too. Couple years back, I rented a truck to help my brother move. Thought my regular insurance would cover it, but trucks ...
I get what you're saying about the braking thing, but honestly, I found the app pretty helpful overall. My premium dropped around 12%, which isn't hug...
I get the dashcam thing, but honestly, I'm not convinced they're always worth it. Had one for a while and it drained my battery twice because the park...
I get what you're saying about small claims adding up, but honestly I've been driving with higher deductibles for years without any real issues. Sure,...