You nailed it with the emergency fund idea. I’ve been down the rabbit hole with both insurance and extended warranties, and honestly, the peace of min...

Full Coverage Is Like Packing a Spare Tire Yeah, I hear you on the peace of mind thing. I used to think it was just insurance company marketing, but ...

Totally get what you're saying about the online processing. Had a cracked windshield on a road trip last summer, and while Farm Bureau's local agent w...

Yeah, that's a fair point about classic car insurers being a bit more understanding. I've noticed regular companies can be hit-or-miss though—depends ...

Yeah, I noticed something similar when I switched to USAA a while back. At first, the savings seemed pretty decent, but after one minor accident (tota...

I remember when I moved to Texas a few years back, I had the same thought—insurance felt like such a drain on my wallet. Legally, I think the minimum ...