I get the logic, but is it really that common for stuff like hail or branches to wreck cars? I mean, I’ve seen some gnarly storms, but most of the tim...

I get the appeal of saving a few bucks online, but I kinda wonder if it’s worth the risk with SR-22 stuff. Like, what happens if you miss an email or ...

True, but sticking around doesn't guarantee reliability either, right? I mean, loyalty's great and all, but how often do insurers reward it... especia...

Yeah, good point about classic cars... hadn't thought of that. Wonder if there's a way to appeal or adjust the scoring criteria for older vehicles? Se...

That's actually a clever workaround, never thought about using Street View timestamps like that. But does it really show clearly enough if a place is ...

Yeah, I get your point about simpler rules. My uncle's neighborhood had a similar permit system, and it turned into a headache pretty quickly—people s...

Yeah, retrofitting airbags seems kinda sketchy to me too... I mean, would insurers even trust DIY safety upgrades? Anti-theft stuff makes sense though...

Honestly, I'm still kinda torn on this. I mean, I get the logic behind reporting even tiny bumps, but doesn't that sometimes just open a can of worms?...

Wait, seriously? I get that insurers need accurate info, but digging through dealership logs seems kind of extreme. Makes me wonder—do they only check...

Yeah, same here—I figured borrowing a friend's car was no big deal. But now I'm wondering, is this short-term coverage thing really necessary, or just...