Car insurance discussions and local services.
comics_amanda
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RE: Getting Cheaper Car Insurance by Proving You Drive Less
I hear you on the trackers being a bit much. My car practically has more sensors than a spaceship, but I still get flagged for “aggressive acceleration” when I’m just merging onto the highway. Once, it dinged me for “har...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
I get where you’re coming from, but I’ll throw in a curveball - when I got my first car (a used BMW, which was probably overkill for a teenager, but hey, I was young and dumb), my parents bundled me in and our rates shot...
RE: Finding decent car insurance in Delaware without losing your mind
I hear you on the “full glass” nonsense. Last year, a rock took out my Panamera’s side window and I swear the insurance lady sounded personally offended I’d even ask about coverage. Ended up paying out of pocket - felt l...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I’ve definitely noticed the zip code thing - moved from a sleepy town to a city and my premium on the Benz nearly doubled, military discount or not. The “loyalty” bit cracks me up too. I switched companies after five yea...
RE: Just saved a chunk of cash on car insurance after defensive driving course
I swear those apps have it out for me. My car’s got more sensors than the space shuttle, but apparently none of them can tell the difference between a squirrel and a reckless driver. Last week, I got dinged for “aggressi...
RE: Insurance paid way less than what it cost me to replace my roof
Had a similar thing happen when my garage flooded and insurance tried to lowball me on replacing the interior of my classic Jag. Adjuster was nice enough, but clearly had no clue why vintage leather seats cost more than ...
RE: Just saved a chunk of cash on car insurance after defensive driving course
Honestly, I get what you're saying about zoning out at familiar intersections, but for me it's actually the opposite. Ever since I got my new car (and trust me, the thing practically drives itself), I've become hyper-awa...
RE: Navigating the whole SR-22 thing in Kansas without losing your mind
Couldn't agree more. I learned this the hard way when I switched insurers thinking I'd save enough each month for one extra fancy latte (okay, maybe two). Then my luxury sedan got rear-ended, and suddenly I was dealing w...
RE: lent my car to a friend, insurance got messy real quick
Haha, this hits home. Last summer, I lent my Audi to my brother-in-law for a weekend trip - thought I was being the "cool family member." He returned it spotless...except for the tiny detail of a cracked windshield. Insu...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
Dashcams are great, sure, but honestly they're not always the magic bullet people think. I had one installed in my Audi after a close call, thinking it'd save me from any future headaches. Fast forward to a minor fender-...
RE: saving cash on insurance when you're young and broke
I get what you're saying, but honestly, structured courses saved my bacon once. A few years back, I thought I was Mr. Careful Driver too - until I got a speeding ticket in my shiny new ride (ouch, wallet still hurts). To...
RE: how bad would insurance spike after a DUI in Idaho?
Funny you mention that - I had a buddy who got a DUI a few years back, and he was convinced switching to specialty classic car insurance would save him. Turns out, they were actually stricter. They treated his '68 Mustan...