collector82
collector82
@collector82
Eminent Member
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Topics: 1 / Replies: 17
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RE: Why can’t I use my points AND a coupon at checkout?

Why can’t I use my points AND a coupon at checkout? Man, this is one of those things that’s always bugged me too. I remember last year, I was trying ...

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RE: When Does It Make Sense to Drop the “All-In” Coverage?

That’s exactly where I landed with my old Camry. I kept paying for full coverage out of habit, even after it was pushing 15 years and barely worth a c...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, this bugs me too. I remember a few years back, I was saving up points at the auto parts shop—figured I’d finally get a decent discount on some n...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, same here—mine’s like an archaeological dig. I’ve tried just giving the policy number once when I couldn’t find the right card, and the cop wasn...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Been there myself... had my phone battery die right when I needed proof of insurance after a minor fender-bender. Cop was patient, but lesson learned....

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RE: lent my car to a friend, insurance got messy real quick

Yeah, lending cars can be dicey. I remember years ago, I let my buddy borrow mine for a weekend trip—came back with the alignment totally off. He swor...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I've never bothered laminating mine, honestly—just toss it in the glove box and hope for the best. But now you've got me thinking...anyone know if lam...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, been there myself—thought it was all good after a tiny fender tap. Few days later, guy calls me claiming his bumper alignment's off. Luckily, I'...

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RE: keeping your vintage ride running smooth on long trips

I hear ya on the roadside assistance thing, but honestly, relying on them too much can be a gamble. Had a trip a few years back in my old Benz—thought...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get your logic, but honestly, after years of owning cars and dealing with insurance, I've found the whole "middle ground" thing isn't always the swe...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I think you're onto something there. I've had AAA for years, and honestly, the last couple of times I've needed them, it wasn't exactly stellar....

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RE: got caught up in fraud trouble—what happens next?

Yeah, that's solid advice. Reminds me of the time my car got broken into at a rest stop on a road trip. I had everything in one bag—wallet, phone char...

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RE: is accident forgiveness really worth it in Ohio?

I used to think accident forgiveness was just another gimmick until my wife sideswiped our neighbor's parked car last winter. Her first accident in li...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I've had mixed experiences with PIP myself. A few years ago, my wife got sideswiped at an intersection—nothing major, but she ended up needing p...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get where you're coming from, but honestly, I've had the opposite experience. Years ago, I kept my deductible super low thinking I'd be covered for ...

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