Yeah, that's solid advice. Reminds me of the time my car got broken into at a rest stop on a road trip. I had everything in one bag—wallet, phone char...

I used to think accident forgiveness was just another gimmick until my wife sideswiped our neighbor's parked car last winter. Her first accident in li...

Yeah, I've had mixed experiences with PIP myself. A few years ago, my wife got sideswiped at an intersection—nothing major, but she ended up needing p...

I get where you're coming from, but honestly, I've had the opposite experience. Years ago, I kept my deductible super low thinking I'd be covered for ...

Smart move. I remember years ago, my buddy assumed his insurance covered any driver borrowing his car—until his cousin got into a fender bender. Turns...

Smart thinking, honestly. My mom had a minor scrape at 76, and surprisingly, her rates didn't jump much. Might depend on the insurer, though... wouldn...