I get what you mean about feeling like you’re paying for other people’s mistakes. Here’s how I look at it: if you want to protect your car (or in my c...
Honestly, I get the worry, but isn’t permissive use pretty standard in MN? If it’s just a one-off, like a weekend trip, I’d probably just double-check...
Never really trusted the “accident forgiveness” thing myself. I looked into it when we added a teen driver, but the fine print made my head spin—seems...
I’ve been down this rabbit hole a few times, especially after turning 65. It’s wild how many factors they sneak in—sometimes I feel like I’m playing d...
I get what you mean about the “stash the difference” method. I’ve tried it myself, but honestly, it’s not always as straightforward as it sounds—espec...
That’s been my experience too, especially with family trips where I’m trying to stretch every dollar. Last time I tried to use a coupon and points on ...
I’ve always wondered if it’s actually worth getting an umbrella policy, or if just bumping up liability is enough for most people. If you’ve got a fam...
I’ve had mixed results with both, honestly. With Geico, I had to wait almost two hours for a tow once, but Progressive wasn’t much better—driver showe...
Honestly, I hear you on those trackers—my minivan’s “hard braking” score would make a NASCAR driver blush in NYC traffic. Here’s how I look at it: 1) ...
I actually never thought to compare the roofer’s invoice line by line with what insurance paid out. How do you even know if something like ice/water ...
Good point about the short-term riders, didn't even know those existed until recently. Just to clarify though—does anyone know if these temporary ride...
I used to think PIP was just another way insurance companies padded their bills, but after a minor fender-bender last winter, I started reconsidering....
I had a similar experience a couple years back. Someone backed into me at the grocery store parking lot, and at first, the insurance company tried to ...
I had a similar worry when I switched to a specialized insurer after a minor accident a few years back. What I found helpful was carefully reading thr...
Yeah, I've heard similar stories from friends. One buddy said his rates nearly doubled overnight after a DUI. He ended up taking a defensive driving c...