Honestly, I’d rather take my chances with a higher deductible and just hope nothing happens. I get why people want the peace of mind, but for me, payi...

Honestly, I’ve had way better luck just doing the SR-22 stuff online. Local agents are hit or miss—sometimes they’re helpful, but other times they jus...

Honestly, I don’t bother with paper copies anymore. Maybe I’m just too trusting, but if it’s not in the system, it doesn’t count in my book. The compa...

Yeah, I get what you're saying about cautious drivers maybe not needing it, but as someone who's had a few too many close calls (and tickets, lol), ac...

Yeah, smaller insurers can be a real gamble after something major. Had a DUI myself a few years back, and honestly, the rate spike was brutal no matte...

Honestly, hybrids are probably the sweet spot right now. I've pushed my luck way too many times with my EV—once coasted into a charger at 1% battery. ...

Gotta disagree a bit here—I haven't carried a physical insurance card in years and never had an issue, even in rural areas. Cops nowadays are pretty u...

Honestly, from my experience, telematics after a DUI is hit or miss. When I got mine, I figured I'd try one of those usage-based programs to cut the i...

Wish my insurer cared about dashcams—I installed one after a fender-bender (totally not my fault, but try convincing them 🙄) and got zero disc...

Yeah, reading insurance fine print is a pain...been there way too many times myself. Honestly, I just learned the hard way about "actual cash value" a...