Rental reimbursement really saved us last year when our minivan got rear-ended. The shop kept pushing back the repair date, and we ended up needing a ...

I get where you’re coming from about the exclusions—some of those budget plans really do seem to find every loophole possible. But I’ve actually had a...

A few years back, my dad’s classic Mustang got rear-ended and the adjuster asked for odometer pics. We’d been careful with mileage, but it was still n...

Topic: Confused About Illinois Car Insurance Rules—Anyone Else? Yeah, the “like kind and quality” promise is a bit of a moving target. Been there m...

It’s wild how the “totaled” decision comes down to math that doesn’t always match reality. Basically, insurance companies look at the cost to repair y...

That’s exactly what I keep thinking. I’d rather have my car in my own garage where I know who’s coming and going. Those “secure” lots might have a fen...

I've been on the fence about those telematics devices myself. A friend tried one and said it was fine at first, but then he got dinged for braking too...

You're spot on about specialization making a difference. Had a similar experience myself—my cousin had a couple speeding tickets and one minor acciden...

I've found military insurers to be pretty stable, even after claims. Might depend on your state or specific circumstances, though. Bundling definitely...

Yeah, totally get that. Had a similar experience with our family SUV—thought we'd save a few bucks, but cheaper coverage meant endless phone tag and d...

That's exactly it. When I moved to Hawaii, my insurer labeled me "high-risk" because of a speeding ticket from years ago. Instead of arguing endlessly...