That’s exactly what I keep thinking. I’d rather have my car in my own garage where I know who’s coming and going. Those “secure” lots might have a fen...

I've been on the fence about those telematics devices myself. A friend tried one and said it was fine at first, but then he got dinged for braking too...

You're spot on about specialization making a difference. Had a similar experience myself—my cousin had a couple speeding tickets and one minor acciden...

I've found military insurers to be pretty stable, even after claims. Might depend on your state or specific circumstances, though. Bundling definitely...

Yeah, totally get that. Had a similar experience with our family SUV—thought we'd save a few bucks, but cheaper coverage meant endless phone tag and d...

That's exactly it. When I moved to Hawaii, my insurer labeled me "high-risk" because of a speeding ticket from years ago. Instead of arguing endlessly...