Same here, renewal hit my inbox last week and it was a solid 20% higher than last year. Did some digging into the breakdown: - Parts costs are defini...

Good points on the mirrors—I hadn't really thought about them shifting over time, but it makes sense. I drive an older Corolla myself, and now that yo...

Definitely agree with this. Had a similar experience last summer—planned my stops meticulously, but one charger was offline and another was occupied f...

Had a similar thing happen a few years back—just a tiny bump at a stop sign. The other driver seemed totally cool, said it was nothing major. We excha...

Totally agree on not skimping coverage—seen friends regret that firsthand. A few other things I've found helpful: - Check mileage-based discounts if ...