Car insurance discussions and local services.
cloud_meow
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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
I tried one of those telematics things for a year - my insurer promised up to 20% off, but I only got about 8%. It tracked hard braking and late-night driving, which was kind of annoying since I work odd hours. The priva...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
That’s exactly the problem with these tracking apps - they’re just not nuanced enough. I had one ding me for “aggressive acceleration” when I was merging onto the highway. Like, what am I supposed to do, crawl into 65 mp...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
I’m definitely in the “better safe than sorry” camp, but I try not to go overboard. I keep hard copies of insurance, registration, and my license tucked in the glove box - just the basics. The rest (like maintenance reco...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, the mileage cap drives me nuts too. I get why it’s there - statistically, less time on the road means less risk - but it does suck the spontaneity out of owning a classic. I’d rather pay a bit more for flexibil...
RE: What happens if you only carry the bare minimum car insurance in Florida?
That’s what really got me to up my limits. Years ago, a friend totaled someone’s car and the bills were double what her insurance covered. She’s still paying off the difference. The extra $10 a month is worth avoiding th...
RE: What happens if you only carry the bare minimum car insurance in Florida?
Yeah, it actually does. If you only carry the bare minimum in Florida and get into a bad accident, you’re basically rolling the dice with your stuff. If the damages go way over your coverage, whoever you hit can sue for ...
RE: Why California’s minimum car insurance might not be enough
Honestly, I get where you’re coming from. Last year, a friend of mine rear-ended someone at like 10 mph - barely a tap. The other car had all these sensors and cameras, and the repair bill was insane. Her insurance only ...