Honestly, I wouldn’t count on getting off easy every time either. Out in Montana, if you ding up a rental, you’re at the mercy of whatever rules they’...

I get where you’re coming from—higher deductible means lower premiums, but if you ever need to use the insurance, you better have that cash ready. Her...

Had a similar issue once with my classic Mustang—not battery obviously, but a mechanical failure. Insurance didn't wanna hear about it because it wasn...

Totally get where you're coming from. Had a similar wake-up call myself after a fender-bender with my '68 Mustang. Thought PIP would cover more than j...

I've noticed the same thing. Years ago, I moved from downtown Jackson out to a small town thinking I'd get a nice break on insurance... nope, barely b...

Yeah, chatting them up a bit can help, but honestly, best thing I've found is just having your paperwork dead organized and ready to hand over. Keep y...