Yeah, I’m with you—paper copies just make sense, especially with older cars. I once had my phone die right before a checkpoint and was so glad I had t...

Seriously, it’s wild how long they hold onto stuff. I used to think sticking with one company was the “grown-up” move, but after shopping around, I re...

Yeah, I totally get what you mean. I started keeping notes too, just in case something gets lost or mixed up. It’s kind of a hassle, but it’s saved me...

Had something similar happen with my car after a fender bender. Adjuster barely glanced at the mechanic's estimate, just kept flipping through my stac...

Yeah, Kansas's official portal isn't terrible, but it's definitely not intuitive. I mostly leaned on my insurance rep—they've been through it a millio...

Exactly, "should" is their favorite word to dodge responsibility. Last year, I asked about coverage if my roommate borrowed the car occasionally—got t...

I hear you on this one. I drive an older Civic that's definitely seen better days, and after a while, comprehensive just didn't make sense anymore. Di...

Yeah, Farm Bureau's pretty solid in my experience too. Had a minor accident a couple years back—barely saw any hike afterward. But you're right, proba...

You're definitely not alone—I had pretty much the same experience when I first got my policy here. My agent threw around terms like "bodily injury lim...