chess_kenneth
chess_kenneth
@chess_kenneth
Eminent Member
Joined:
Topics: 2 / Replies: 19
Reply
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

I get what you mean about insurance being reasonable if you’re upfront. I’ve always wondered, though, how much it depends on the specific agent or com...

Reply
RE: Rental car insurance: worth it or just a money grab?

That’s exactly the part that always trips me up. I’ve read through my card’s benefits a few times, and there’s always some fine print about “loss of u...

Reply
RE: Why does insurance cost more in Houston than Austin or Dallas?

I’ve been scratching my head about this too—especially after shopping around for car insurance last year. I get the logic that Houston has more risk f...

Reply
RE: stuck between Geico and Progressive in NY, thoughts?

I get what you’re saying about Geico being quick with claims, but I’ve actually had a different experience. We had a minor accident last year (icy dri...

Reply
RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

That telematics stuff is wild—my neighbor tried it and got flagged for “hard acceleration” just merging onto the highway. Makes me wonder if these app...

Reply
RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I’m not sure it’s always as gray as people make it sound. I mean, yeah, , but if you’ve got a rideshare endorsement, doesn’t that spell out ...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

That’s a good point about not relying just on your phone, especially in winter. I’ve had my phone die on me during a cold snap, and it’s not fun scram...

Reply
RE: Insurance renewal hikes caught me off guard

I get where you’re coming from, but I’m not totally convinced they’re being shady on purpose. Sometimes I wonder if the reps even know what half those...

Reply
RE: Insurance renewal hikes caught me off guard

Yeah, it really does feel like that. I actually called my agent last year when our rate jumped and found out it was partly because repair costs for ou...

Reply
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I keep wondering if any of these “secure” spots are actually worth the extra money. Like, does anyone know if break-ins have actually gone down since ...

Reply
RE: Insurance paid way less than what it cost me to replace my roof

Totally agree—photos are a game changer, especially when you’re dealing with someone who’s just looking at numbers on a screen. I’ve always wondered h...

Reply
RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I get the appeal of local agents, but I’ve had the opposite issue—my neighbor’s claim with a small agency dragged on for ages, and they kept passing h...

Reply
RE: finally found an insurance company in CA that doesn't drive me nuts

I've wondered the same thing myself...does paying more really mean better service, or is it just branding at play? Had a similar experience a while ba...

Reply
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Glad you mentioned the delayed pain thing—had something similar happen after a minor fender bender last year. Thought I was totally fine at first, jus...

Reply
RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

I get what you're saying about the intrusive feeling. I've wondered myself—do they clearly distinguish between defensive driving moves and genuinely r...

Page 1 / 2
Scroll to Top