Big companies drag their feet just as much, if not more sometimes. Had a Geico claim last year—took forever, and I swear every time I called, I got a ...

Honestly, I always go with the higher deductible. In my experience, I’ve only needed to file a claim once in over a decade. The money I saved on premi...

Flooding in Houston is just wild. I’ve driven through some gnarly storms all over Texas, but Houston’s the only place where I’ve had to turn around be...

Honestly, I’ve had better luck with Geico’s claims than Progressive, even with a not-so-clean record. Progressive kept hiking my rate every renewal, n...

Yeah, it’s wild how many hoops they make you jump through just for a tiny discount. I remember thinking the same thing—like, what’s the point if my zi...

Yeah, “comparable” rentals are a joke. Last time I needed one, they handed me a subcompact that barely fit my backpack. Not sure who decides what coun...

I get the whole “document everything” thing, but honestly, it’s overkill for me. I’ve got a glovebox stuffed with receipts from years ago and half of ...

Yeah, I hear you. I used to just toss my old oil change receipts in the glove box—bad idea. Lost half of them before I needed them. Now I just scan ev...

Yeah, no kidding. I’ve lived in three states and Delaware’s insurance stuff is by far the most confusing. I’ve had my rate jump for “state trends” too...

Yeah, I’ve noticed the same thing—“comprehensive” sounds like it should cover everything, but there’s always some weird loophole. I learned that the h...

Yeah, that’s my main gripe with those tracking apps—battery drains fast, and they misread stuff all the time. Had mine flag a “harsh stop” once when I...

Yeah, big insurers can be brutal with tickets, even minor ones. Had a similar experience after a ticket in Cali—felt like they thought I was a street ...

Dashcams are worth every penny, honestly. Had a similar thing happen on a road trip last summer—guy merged right into me and then blamed it on my "bli...

Pretty much agree, though honestly, I just go high deductible and roll the dice. My old Subaru's seen worse than a little city traffic...and I'd rathe...

Yeah, digital's convenient until it isn't. Learned that the hard way on a road trip through Colorado—no signal, no app, no proof of insurance. Now I s...