- Most insurers want a police report for hit-and-runs, especially if you’re claiming under uninsured motorist or comprehensive. Some are chill, but ot...

Totally agree with this. When I first got my vintage Beetle, I went with agreed-value coverage too. Costs a little extra, but honestly... sleeping bet...

I actually just went through this exact thing about two months ago, so here's what I found when comparing State Farm and Farm Bureau: - **Rates:** Fo...

- Good call on keeping thorough records, saved me more than once too. - Had a similar issue last year—took forever but eventually got sorted after I s...

Totally feel you on this one... paperwork chaos is universal, I swear. Hang in there—eventually those ducks get tired of wandering and line up on thei...

Yeah, been there myself. I commute daily and figured I'd save a bit each month by upping my deductible—until I hit a pothole hard enough to mess up my...

Yeah, little details like that feel realistic. Reminds me of spotting weird charges on my commuter pass... subtle stuff that's easy to brush off at fi...