That's pretty much been my experience too. I've noticed enforcement can be super inconsistent—like one week they're all over cars parked even slightly...

From what I've heard, State Farm does offer accident forgiveness options, especially for first-timers. But honestly, insurance companies always find a...

Had a similar experience myself. A couple of years ago my windshield got cracked by some random debris flying off a truck on the freeway. I figured, n...

Had something similar happen after a nasty hailstorm last spring. Adjuster kept rescheduling, and meanwhile, my roof was basically Swiss cheese. I get...