Good points overall, especially about switching insurers every couple years. A few things I'd add from experience: - Even if you switch, your driving...

Totally get where you're coming from on this. A few quick thoughts from my side: - Signs are helpful reminders, sure, but they're passive measures. L...

Dealt with something similar last year after a windstorm—claims backlog was huge. Couple quick tips: - Document everything (photos, emails, calls). - ...