Car insurance discussions and local services.
charlessailor
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Topics and replies this member has contributed.
RE: How bad does a DUI mess up car insurance in Michigan?
Yeah, I hear you on the usage-based stuff. I tried one of those trackers a while back, thinking it’d help with my insurance on my old Mustang. Turns out, they really don’t like it when you take a classic out for a spin l...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
I get the peace of mind argument, but the extra cost can really add up - especially if you’re dealing with a classic car that’s already expensive to insure. I’ve always wondered if it’s worth adding a teen driver for jus...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Never had any real trouble with just a screenshot, but I get what you mean about some officers being sticklers. I tend to keep both a paper copy and a digital backup - just feels safer, especially when you’re dealing wit...
RE: Someone smashed my parked car - deal with insurance or call the cops?
That’s interesting - I’ve run into similar issues with my old Volvo. They wanted receipts for oil changes and even tire rotations before they’d process a claim. I get it from their side, but it does feel like they’re jus...
RE: saving cash on insurance when you're young and broke
I get where you’re coming from, but I’ve always leaned the other way. For older cars like a ‘98 Civic, especially if you’re on a really tight budget, I’d rather just stick with liability and stash the extra cash for repa...
RE: Insurance renewal hikes caught me off guard
Finding that sweet spot between coverage and cost is always a challenge, especially when those renewal notices sneak up with bigger numbers than expected. I’ve been there - trying to balance keeping my classic insured fo...
RE: Confused about insurance rules in South Dakota - help me figure this out
Totally agree about the paper copies being worth the minimal hassle. I've always kept a printed insurance card in my glovebox, mostly because my old Mustang doesn't exactly have the most reliable phone charger - half the...
RE: is accident forgiveness really worth it in Ohio?
I get where you're coming from, but honestly, I've always found accident forgiveness to be a bit overrated, especially here in Ohio. I've been driving classic cars for years, and one thing I've learned is that insurers r...
RE: Confused about insurance rules in South Dakota - help me figure this out
Couldn't agree more with this. A couple years back, I was driving my '72 Mustang through rural South Dakota - beautiful drive, but cell reception was spotty at best. Got pulled over for a busted taillight (didn't even re...