charlesphoto
@charlesphoto
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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Interesting experience, makes me reconsider my initial hesitation about smaller insurers. I've just bought my first policy (also NC-based), and I went...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Exactly this. I just bought insurance for the first time myself, and adding comprehensive coverage was way cheaper than I expected. Definitely worth c...

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RE: Insurance paid way less than what it cost me to replace my roof

That's definitely true. As someone who's just recently navigated the insurance maze for the first time, I've learned quickly how important understandi...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, that's pretty much my thinking too. I've seen friends get burned by those budget insurers after something serious like a DUI—they saved money in...

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RE: Quick Tips for When Your EV Leaves You Stranded

Good advice on checking reviews ahead of time. Learned that the hard way on a road trip last month—station listed as 'available' had two chargers offl...

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RE: lent my car to a friend, insurance got messy real quick

When I bought my first insurance policy, I specifically asked about lending my car out because my sister occasionally needed it. My agent warned me up...

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RE: little-known ways to snag cheaper insurance in Alaska

You're right to consider defensive driving courses as an alternative. I recently completed one here in Anchorage, and while the savings weren't massiv...

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RE: Insurance tips for my vintage ride needed

Glad to see this thread—I recently insured my first vintage car (a '68 Mustang), and navigating the coverage options was definitely eye-opening. I agr...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I see your point, but cities often implement these blanket rules precisely because enforcing nuisance laws individually can be tricky and subjective. ...

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RE: is accident forgiveness really worth it in Ohio?

I've been wondering the same thing myself lately. When I was shopping around, I noticed accident forgiveness added about $40-$60 annually to my quotes...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I recently bought my first car insurance policy and almost made a similar mistake. Initially, seasonal coverage seemed like a smart move to save money...

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RE: how bad would insurance spike after a DUI in Idaho?

That's an interesting perspective, but honestly, I think the instructor's style only goes so far. Sure, a good teacher can make the class engaging, bu...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Interesting approach with the photos, hadn't considered that angle before. I've been leaning towards apps myself since they're automated and seem conv...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar situation recently, and it definitely taught me to double-check my insurance coverage before lending out my car. If your friend isn't li...

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RE: my deductible just magically shrunk—anyone else had this happen?

Good point about loyalty perks—I recently went through my policy docs and noticed something similar. Some insurers quietly reduce deductibles or offer...

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