I get what you’re saying about the “what if” scenarios driving people to over-insure. I’ve been researching policies lately and noticed how easy it is...
Not sure I’m totally sold on accident forgiveness, at least for everyone. I’ve been shopping around for my first policy and noticed the extra cost for...
That’s a really good point about giving all the details upfront. I just went through the process of getting insurance for the first time, and I was su...
I get where you’re coming from, but I actually found the telematics app pretty useful when I was shopping around. I was a bit skeptical at first—didn’...
That’s interesting, because when I started looking into rideshare insurance, I noticed a lot of conflicting info about what counts as “business use.” ...
Interesting experience, makes me reconsider my initial hesitation about smaller insurers. I've just bought my first policy (also NC-based), and I went...
Exactly this. I just bought insurance for the first time myself, and adding comprehensive coverage was way cheaper than I expected. Definitely worth c...
That's definitely true. As someone who's just recently navigated the insurance maze for the first time, I've learned quickly how important understandi...
Yeah, that's pretty much my thinking too. I've seen friends get burned by those budget insurers after something serious like a DUI—they saved money in...
Good advice on checking reviews ahead of time. Learned that the hard way on a road trip last month—station listed as 'available' had two chargers offl...
When I bought my first insurance policy, I specifically asked about lending my car out because my sister occasionally needed it. My agent warned me up...
You're right to consider defensive driving courses as an alternative. I recently completed one here in Anchorage, and while the savings weren't massiv...
Glad to see this thread—I recently insured my first vintage car (a '68 Mustang), and navigating the coverage options was definitely eye-opening. I agr...
I see your point, but cities often implement these blanket rules precisely because enforcing nuisance laws individually can be tricky and subjective. ...
I've been wondering the same thing myself lately. When I was shopping around, I noticed accident forgiveness added about $40-$60 annually to my quotes...