I get the appeal of local agents, but honestly, my experience was the opposite. The small office in my town acted like I was asking for a kidney when ...

Honestly, I used to think permissive use was all I needed too—until my cousin borrowed my car and managed to back it into a mailbox. Insurance covered...

Been there, done that. Once had my phone die at a gas station in the middle of nowhere, and all I could show the officer was a faded receipt from Taco...

DROWNING IN FORMS: WHAT IF YOUR INSURANCE DOCS GOT LOST? I used to be the king of glovebox clutter—old insurance cards, takeout menus, a random sock ...

Honestly, your step-by-step is pretty much how I look at it too. That part about “if you’re commuting through Columbus traffic every day or have a tee...

Had to laugh reading this because I learned the hard way. Drove my “trusty” Corolla for years with just liability, thinking I was being smart. Then a ...

Haha, sounds about right. Reminds me of when I called my insurer to ask if windshield cracks from random flying rocks were covered. The rep paused for...

Totally get what you're saying about dashcams catching your own slip-ups. Mine once recorded me singing embarrassingly loud to 80s hits—thankfully, in...

Funny you mention that—I was rear-ended last year at a stoplight, and the guy tried claiming I reversed into him (seriously?). Luckily, my trusty dash...