charlesg36
@charlesg36
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Topics: 1 / Replies: 9
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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, paperwork is a pain, but trust me—insurance loves their reports. I’ve seen claims get stuck for weeks just because someone skipped the police ca...

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RE: Confused about Illinois car insurance rules—anyone else?

Honestly, I’ve seen more officers get comfortable with digital cards lately—maybe it’s just my luck? I get the paper backup thing, but I’d rather risk...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, those sneaky clauses can be a pain, but honestly, they're not always hidden intentionally. Insurance companies usually spell it out pretty clear...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Mine does the same thing in rain—acts like it's seeing ghosts or something. Once, it slammed on the brakes because of a plastic bag drifting across th...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Haha, yeah, phones always seem to pick the worst moments to die or lose signal. Another tip—make sure your quick-reference card is laminated or at lea...

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RE: saving cash on insurance when you're young and broke

Fair, but honestly, comprehensive isn't always the wallet-killer people think. Seen plenty of clients regret skipping it after hailstorms or random de...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, alignment's probably fine, but I've seen tiny bumps crack clips or loosen sensors behind bumpers. Had a client once whose parking sensor went nu...

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RE: saving cash on insurance when you're young and broke

Haha, same here—I swore I was braking like a grandma, but the tracker disagreed. It’s funny how our perception of "gentle" driving can be way off from...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Haha, ain't that the truth. I remember agonizing over deductible differences for days, only to realize the savings were barely enough to cover a pizza...

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