Yeah, that's a fair point. I've always leaned toward higher deductibles myself—mostly because I figure I'm careful enough to avoid most minor scrapes....

Yeah, learned that lesson myself after getting stranded outside Flagstaff a few years back. Now I always keep a spare set of points tucked away—cheap ...

I hear you on the mailbox thing...my old Jeep Cherokee took out a neighbor's fence one winter. Not my proudest moment, lol. Accident forgiveness alway...

Totally agree about glass coverage being sneaky... learned that one the hard way when a rock chipped my windshield halfway through a cross-country roa...

Yeah, that's pretty cool actually. I lived in Mass for a few years and noticed insurance was a bit easier to navigate there compared to other states I...

Did something similar last year after my insurance jumped up randomly. Ended up raising my deductible and dropping some extras I never used anyway. Sa...