charles_jones
charles_jones
@charles_jones
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Topics: 0 / Replies: 11
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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, dealing with insurance on classics is always a bit of a gamble. I’ve had State Farm for my old wagon and they still wanted to argue about wh...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, the “full coverage” thing is super confusing. I got burned by that too—thought I was good until a tree branch decided to take a nap on my Civic....

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I hear you on the paperwork, but honestly, I once skipped calling the cops after a fender bender to “save time” and it ended up being a mess. Insuranc...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I get where you’re coming from, but I’ll admit, I actually tried one of those telematics things last year just to see if it’d help with my rates. My c...

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RE: Insurance paid way less than what it cost me to replace my roof

Honestly, I wouldn’t just take the roofer’s word for it. Some will tell you what’s code, but others might skip stuff to save time or money. I usually ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, that's a fair point. I've always leaned toward higher deductibles myself—mostly because I figure I'm careful enough to avoid most minor scrapes....

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RE: keeping your vintage ride running smooth on long trips

Yeah, learned that lesson myself after getting stranded outside Flagstaff a few years back. Now I always keep a spare set of points tucked away—cheap ...

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RE: is accident forgiveness really worth it in Ohio?

I hear you on the mailbox thing...my old Jeep Cherokee took out a neighbor's fence one winter. Not my proudest moment, lol. Accident forgiveness alway...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally agree about glass coverage being sneaky... learned that one the hard way when a rock chipped my windshield halfway through a cross-country roa...

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RE: insurance in mass... learned something surprising today

Yeah, that's pretty cool actually. I lived in Mass for a few years and noticed insurance was a bit easier to navigate there compared to other states I...

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RE: anyone else tweaking their WV insurance to cut costs?

Did something similar last year after my insurance jumped up randomly. Ended up raising my deductible and dropping some extras I never used anyway. Sa...

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