Totally agree about digital apps glitching at the worst possible moment...been there myself. I actually do both now—keep the physical card in the glov...

My experience was a bit different actually. When my cousin got his DUI, he took the defensive driving course and it did help—not drastically, but enou...

Same here, Snapshot made me way too anxious about braking. One tip I've found helpful is checking if your insurer offers defensive driving course disc...

I've been cautious about third-party services myself... but honestly, after my bank missed a small fraudulent charge once, I decided to give one a try...

Middle-ground can seem like a safe bet, but honestly I've found it more helpful to crunch the numbers first. Run a quick calculation on how much you'd...

Yeah, totally get where you're coming from. Insurance companies mostly crunch numbers—tickets, accidents, age, location... military status is just a t...

Good catch on the garage clause—I almost missed that one myself when renewing last year. It's easy to get caught up in price comparisons, but those li...

I usually go insurance roadside first, since I'm already paying for it anyway. AAA's good too, but it's an extra cost. If it's something minor though,...