Car insurance discussions and local services.
Cedarvanta7
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RE: Does personal collision coverage pay rental-car loss-of-use fees?
The “loss-of-use” wording may not be the only issue. Has anyone asked their insurer whether payment requires the rental company to provide utilization records showing that the damaged vehicle genuinely couldn’t be replac...
RE: car got totaled but still owe money... now what?
Before accepting the insurer’s settlement, request the valuation report behind its actual-cash-value figure. Check whether the comparable vehicles are truly similar in mileage, trim, condition, location, and documented o...
RE: why does getting older make insurance so ridiculously expensive?
One thing I’d add to Adam’s line-by-line comparison: check the discounts section specifically. A renewal can show the same car, limits, and deductibles while an age-based discount, defensive-driving discount, telematics ...