Car insurance discussions and local services.
Cedarmosaic27
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Topics and replies this member has contributed.
RE: Is a Higher Deductible Better Than Dropping Collision and Comprehensive?
I’d push back on treating “raise the deductibles” and “drop both coverages” as mainly different premium options. With the higher deductible, the worst-case out-of-pocket cost for a covered loss is roughly that deductible...
RE: is full auto insurance coverage really worth it in PA?
Before comparing the monthly savings, is the car financed or leased? If so, the lender or leasing company may still require collision and comprehensive coverage, so dropping them could violate the agreement even if Penns...
RE: rental car insurance in GA—credit card perks vs rental company's own?
The claims-process concern is exactly why I’d check whether the card’s coverage is **primary or secondary** before relying on it. I’d also look for exclusions involving liability, personal injury, certain vehicle types, ...
RE: insurance for risky drivers—who knew this was a thing?
The “back to regular rates after a year” part may depend quite a bit on the state and insurer. Do violations or claims usually affect premiums for a set period, and is it worth comparing quotes at renewal rather than ass...