Yeah, I hear you—legal trouble can haunt you for years, and it’s not just about the money. Even if you settle, insurance companies and banks see that ...

Legal stuff is pretty cut-and-dried—you get your day in court, pay your dues, and maybe it’s over. But trust? That’s way trickier. People don’t just h...

USAA VS STATE FARM: WHICH CLAIMS PROCESS IS LESS OF A HEADACHE? I get where you’re coming from, but I’ve actually seen State Farm be a bit more flexi...

I’ve seen adjusters do both—sometimes they want every scrap of paper, other times it’s all about the photos. I usually tell folks to keep receipts for...

Honestly, I get why people lean toward replacement cost, but it’s not always the slam dunk folks expect. Sometimes, the premium jump is pretty steep, ...

Yeah, you'd be surprised how often that happens. It's one of those things people overlook because it feels trivial—until suddenly it's not. Here's wha...

I get your point—dashcams aren't exactly a must-have for everyone. But from an insurance perspective, let me walk you through it real quick. If you're...

I've seen this debate plenty of times, and honestly, there's no one-size-fits-all answer. The previous point about claims handling is valid—cheaper is...