I get the logic, but I lean toward paying for accident forgiveness even if you’re not in heavy city traffic. All it takes is one deer jumping out on a...

Totally get where you’re coming from—less info really does mean less hassle. I’ve had roadside folks get tripped up over my old pickup, too. Sticking ...

- Had a similar situation with my last claim. My sedan got rear-ended, and the rental they offered was a tiny hatchback. Not even close to “comparable...

I get where you’re coming from, but I’d still rather have insurance than risk a total loss. Stuff like hail damage is unpredictable, and one bad storm...

- I get why that feels nice, but honestly, I’m a little wary when stores start bending rules, even for regulars. - From a risk perspective, inconsiste...

- I totally get the “insurance for your insurance rates” angle. I’m the type who’d rather pay a little extra than risk a nasty surprise down the road....

Couldn’t agree more. Here’s how I look at it: - If the deductible is more than I could easily pull from savings, it’s a no-go. - I’d rather pay a bit...

Manufacturer roadside assistance is definitely underrated. A few things I've noticed from personal experience: - Usually faster response times since ...

Gotta say, my experience with Geico was actually pretty smooth in NYC. Had a minor scrape last year, and they handled it quickly without any hassle. P...

Definitely second this. Symptoms can sneak up on you after the adrenaline wears off. Also, don't underestimate minor headaches or dizziness—those can ...

I definitely keep my deductible amount set aside—it's just part of my emergency fund. Had a similar experience to your friend: minor scrape, repairs a...