Went with a higher deductible last year thinking we'd save some cash... then my kid backed into a mailbox. Repair wasn't huge, but it ate up most of w...

Yeah, I feel this. Had a similar situation once—nothing major happened, but even a small scratch made things weird for a while. Still, it's tough to s...

Same experience here. Had Geico for about a year when we got our Subaru, mainly because the initial quote was pretty attractive. But when I had to fil...

Yeah, instructor makes a huge difference. I remember zoning out completely during mine—until the guy started sharing his own near-miss stories. Sudden...

I haven't personally tried a long-term program, but my cousin did something similar after his DUI. He enrolled in a 3-month intensive course with regu...

I've wondered about this too, especially since telematics seem to penalize certain driving styles more than others. My family car isn't sporty at all,...

I get your point, but honestly, sometimes it feels like they're just looking for reasons to deny or minimize the claim. Had a minor fender-bender last...