cars986
@cars986
Active Member
Joined:
Topics: 0 / Replies: 16
Reply
RE: Bundling insurance with USAA: worth it or just hype?

Bundling does sound convenient, but I’ve always wondered if it’s really worth it, too. Like you said, the “discount” sometimes isn’t much of a deal on...

Reply
RE: USAA vs State Farm: which claims process is less of a headache?

Had a similar experience with State Farm—missed one photo and it felt like I had to start from scratch. USAA was more patient, even when I forgot a do...

Reply
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, I’ve looked through my policy and “occasional” isn’t defined anywhere. It’s super vague. My agent just said it means “not regular,” but what...

Reply
RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, I’m starting to feel the same way. Used to be, AAA felt like a safety net—now it’s more like a coin toss. Last winter, I locked my keys in t...

Reply
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Totally get where you’re coming from. I’ve wasted hours chasing that “maybe better” rate, only to end up right back where I started. Sometimes good en...

Reply
RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

Never really thought much about steering wheel locks until my wife insisted on one for our minivan. At first I thought it was overkill, but honestly, ...

Reply
RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I’ve always wondered about that too—heard a lot of “my cousin’s friend got dropped after one fender bender” stories, but never met anyone it actually ...

Reply
RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I totally get where you’re coming from. I’ve heard those stories too—some officers just don’t trust the phone thing yet, even though it’s techni...

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

I get where you’re coming from. I’ve had my share of “mystery lights” on the dash, and it’s way less satisfying than fixing a leaky hose myself. The l...

Reply
RE: Deductibles and premiums—what's the real deal?

Went with a higher deductible last year thinking we'd save some cash... then my kid backed into a mailbox. Repair wasn't huge, but it ate up most of w...

Reply
RE: lent my car to a friend, insurance got messy real quick

Yeah, I feel this. Had a similar situation once—nothing major happened, but even a small scratch made things weird for a while. Still, it's tough to s...

Reply
RE: stuck between Geico and Progressive in NY, thoughts?

Same experience here. Had Geico for about a year when we got our Subaru, mainly because the initial quote was pretty attractive. But when I had to fil...

Reply
RE: Finally figured out how car insurance works in no-fault states

Yeah, instructor makes a huge difference. I remember zoning out completely during mine—until the guy started sharing his own near-miss stories. Sudden...

Reply
RE: how bad would insurance spike after a DUI in Idaho?

I haven't personally tried a long-term program, but my cousin did something similar after his DUI. He enrolled in a 3-month intensive course with regu...

Reply
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I've wondered about this too, especially since telematics seem to penalize certain driving styles more than others. My family car isn't sporty at all,...

Page 1 / 2
Scroll to Top