Agree with being cautious about informal chats. Had a similar thing happen to my brother—he called just to ask a "hypothetical" question, and next ren...

Yeah, insurance companies can be picky, but honestly, my experience with PIP was pretty smooth. Maybe it depends on the insurer or even the adjuster y...

Good point about keeping track of names and dates—I learned that the hard way a few years back when I had a minor accident. Thought I'd remember every...

I feel you on the mileage thing—my insurer barely blinked when I went remote and my driving dropped way down. But bundling renter's insurance knocked ...

Glad to hear you got a fair deal after all that hassle. I had a similar experience a couple years back—insurance kept dragging their feet, hoping I'd ...

I get where you're coming from, but honestly, bumping up liability isn't always the best choice for everyone. When I was younger and barely scraping b...