Yeah, I’ve been there—nothing like fumbling for your phone at a traffic stop and realizing it’s dead. I keep a paper copy too, but mine’s usually wedg...
Yeah, the lunch hour thing with local agents cracks me up. I remember showing up at my guy’s office once at 12:15 and the door was locked, lights off....
I’ve run into this too, and honestly it’s kind of annoying. I get that they want to limit “double dipping,” but it feels like you’re being penalized f...
Totally get what you mean—it’s like they want us to need a PhD in couponology. I tried to use points and a promo code once, and the register basically...
Title: How do they actually decide when a car is “totaled”? Man, the “secret menu” thing is spot on. It’s wild how much you have to dig just to get a...
Totally get this. I had a telematics thing for a bit and it dinged me for “hard braking” every time a moose wandered out or the road iced up. It’s lik...
I get where you’re coming from, but I’ve actually had a different experience with USAA. They really did give me a better rate than anyone else would t...
Mileage-based discounts sound good in theory, but I’ve had a similar experience—by the time you jump through all the hoops, it barely feels worth it. ...
Agree with being cautious about informal chats. Had a similar thing happen to my brother—he called just to ask a "hypothetical" question, and next ren...
Yeah, insurance companies can be picky, but honestly, my experience with PIP was pretty smooth. Maybe it depends on the insurer or even the adjuster y...
Good point about keeping track of names and dates—I learned that the hard way a few years back when I had a minor accident. Thought I'd remember every...
I feel you on the mileage thing—my insurer barely blinked when I went remote and my driving dropped way down. But bundling renter's insurance knocked ...
Glad to hear you got a fair deal after all that hassle. I had a similar experience a couple years back—insurance kept dragging their feet, hoping I'd ...
I get where you're coming from, but honestly, bumping up liability isn't always the best choice for everyone. When I was younger and barely scraping b...