Good tips overall, but I'd be careful about raising deductibles too much, especially if you're young and broke. I went that route thinking I'd save mo...

Good analogy with the spare parts—reminds me of the time my old hatchback's alternator died on a road trip. Luckily, I'd packed jumper cables and a po...

Good points about adrenaline masking symptoms, but I'd caution against waiting too long to get checked out after a car accident. Even if you feel fine...

Yeah, usually after about 3-5 years insurers start easing up a bit, but it can vary quite a lot by company. Has anyone checked if Idaho offers DUI-spe...

Yeah, legal aid or pro bono services can be a lifesaver if you're tight on cash. A friend of mine had a similar run-in—got tangled up in some shady ca...