Car insurance discussions and local services.
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RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Honestly, I’ve seen both Shelter and State Farm handle claims from folks with spotty records, and it’s a mixed bag. Sometimes the “big names” are just as picky as the smaller ones. Out of curiosity, did either company ac...
RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Yeah, that “occasional” loophole is way smaller than people think. I’ve seen folks get burned because they thought a week was no big deal - then something happens and suddenly everyone’s pointing fingers. You did the rig...
RE: How picking a “boring” car turned into a wallet win
Title: How picking a “boring” car turned into a wallet win I get the appeal of ditching the headache cars, but honestly, “boring” isn’t always the slam dunk for insurance savings people think it is. I’ve seen plenty of ...
RE: Getting caught without car insurance in Iowa is no joke
Paper card in the glovebox has saved my bacon more than once. I get why everyone’s pushing digital, but honestly, I’ve seen too many folks stranded because their phone died or the app glitched. Had a guy last month - bra...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Yeah, that’s the thing with Root and similar apps - they’re way more sensitive than people expect. I’ve seen folks get dinged for normal city driving, not reckless stuff. Honestly, with a couple tickets and an accident o...