builder441250
@builder441250
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

- Been there, stressing about the “what if” scenarios while handing over my keys. - Permissive use does usually cover those quick, one-off favors li...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

- Totally get the paranoia. I swear, insurance adjusters must have a playbook for “gotcha” moments. - My cousin borrowed my car for a Target run once ...

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RE: How do they actually decide when a car is “totaled”?

- Been there—my old Civic got “totaled” after a fender bender that barely dented the hood. - Insurance adjusters seem to have a calculator that hate...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? - Med pay always felt like one of those “optional” extras, until my nephew f...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Right there with you—my “weekend warrior” car spends more time under a cover than on the road. But here’s the kicker: - Used agreed value once after ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Totally get it—paper’s not dead yet, especially when tech decides to betray you at the worst possible moment. I keep a crumpled old card in my glovebo...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? - Gotta admit, I’m usually the person who grabs the first “not terrible” quote and runs with it. My...

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RE: Are those price-checker sites actually reliable?

- Never had a price-checker site line up perfectly with what I actually got—closest was maybe $200 off, but usually it’s more. - Dealers always find...

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