I’ve always worried about this with my lowered E46. I’ve heard some folks carry their own 2x6 planks in the trunk just in case, but I’m not sure if th...
Yeah, learned this the hard way too. I’d add—don’t just rely on what the agent says over the phone. Ask for it in writing, and actually read the fine ...
Honestly, I see where you’re coming from, but I actually don’t mind the extra documentation. It’s a pain, yeah, but having a paper trail saved me once...
I get what you’re saying about hybrid policies, but honestly, I’m not convinced they’re always worth the extra cost for everyone. If you’re only drivi...
I’ve actually done both, and here’s what worked for me: I started with an online company because the quote was way cheaper. But when it came time to f...
I get the appeal of personal attention, but realistically, when you're dealing with a claim, efficiency and cost matter most. I'd suggest comparing th...
Definitely agree it varies by location, but if you're budget-conscious and cautious about potential rate hikes, I'd suggest doing this: first, call ea...
That's a solid tip, and I agree digital backups can be handy. But honestly, I still prefer having both digital and physical copies. Here's how I handl...
Totally agree, smaller agencies can be a lifesaver in tricky situations. One tip I'd add: always double-check the local agency's financial stability a...
Yeah, totally agree—location can really mess things up. Even parking your car on the street versus a driveway can shift your premium. Always double-ch...
I get your reasoning, but personally, I still prefer sticking with a lower deductible. Sure, premiums might sting a bit more upfront, but if something...
I've actually seen mine drop a bit—around 10-15% after about six months. Trick is, you gotta drive like your grandma: gentle braking, smooth accelerat...
Good call on double-checking your policy before trips. Another thing I'd suggest is keeping a small emergency fund specifically for roadside issues. E...
Seasonal coverage can be a solid move, especially if your car's parked for months at a time. Just make sure you clearly communicate the dates to your ...