Car insurance discussions and local services.
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RE: Why does my zip code make my car insurance so expensive?
Yeah, that’s the part that bugs me. You could have a perfect record, park in a garage, and still get dinged because your neighbor’s cousin keeps getting into fender benders. I moved literally three blocks once and my rat...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Man, I hear you. Every year I brace myself for that renewal letter, just waiting to see how bad the hike is. Last year, Shelter hit me with a 12% bump and I almost switched, but State Farm’s quote had a way higher wind/h...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Yeah, that’s the kicker - one wrong upload and suddenly you’re sending your grocery list instead of your claim form. Been there, done that. I do miss the satisfaction of slapping a stamp on an envelope sometimes, but not...
RE: Finding decent car insurance deals on the islands - my step-by-step
Yeah, I hear you on the “less is more” thing not always working out. I used to think I was slick just running liability too, but after my car died in the middle of H-1 traffic (of course it was pouring rain), I realized ...
RE: Why does picking a deductible feel like a weird gamble?
It’s wild how much it really does feel like rolling dice. I get what you’re saying about the parking lot dings - been there way too many times. I actually went for the higher deductible because I figured, “How often am I...