I get where you’re coming from, but I’m always thinking about the wallet side of things. Once, I tapped a bumper in a tight parking lot—no mark, nothi...

I went through this exact thought process a couple years back when insuring my '89 Mustang. I was super tempted by an agreed-value policy at first—jus...

I see your point, but honestly, accident forgiveness saved my bacon once. A few years back, I slid on black ice and rear-ended someone—nothing major, ...

Totally get where you're coming from—went through this myself last renewal. I ended up choosing the higher deductible because, realistically, how ofte...

Had a similar experience myself a couple winters back—hit a patch of black ice and ended up kissing a mailbox with my bumper. Shop quoted me something...

Yeah, vintage cars definitely keep you on your toes. I had an old VW Beetle back in college—loved that thing, but man, it had its quirks. One time, ha...

I feel you on the braking thing. When I first got one of those trackers, I thought I'd be golden since I'm usually pretty chill behind the wheel. But ...

Yeah, insurance can be tricky like that. Last year I got caught in a nasty hailstorm—nothing as bad as that Kansas guy—but still ended up with dents a...