buddy_skater
@buddy_skater
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Topics: 0 / Replies: 20
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RE: Saving a few bucks on insuring your vintage ride

I get where you’re coming from, but are you sure those “pleasure use” policies actually save that much? I tried that route with my ‘87 BMW and the pre...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

I’ve tried the app route a couple times—never had it go off without a hitch. Either it crashes, or I get some weird error and have to call anyway. Pap...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Honestly, I’m way more worried about them jacking up my rates for “hard braking” than caring if I’m grabbing a Crunchwrap at midnight. Does anyone act...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

I just keep the paper in the glove box and call it good. Never had a cop ask for anything else, but I get the wallet backup idea. Honestly, if my phon...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I don’t get why we’re still messing with flimsy paper cards either. Like, if my bank can go digital, why can’t insurance? I’ve had cops roll...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Honestly, that’s the part that bugs me too. I get why insurance companies want proof, but come on—who has a filing cabinet for every $8 gadget in thei...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I get stuck on the same thing every time my policy renews. Is it really worth paying extra every month just in case something freaky happens...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Title: Someone smashed my parked car—deal with insurance or call the cops? If your car got hit while parked and the other driver bailed, you’re basic...

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RE: Which is better for SR-22 in ND: local agents or online companies?

That’s exactly the kind of stuff that bugs me. Online companies make it look cheap up front, but what about when they tack on those “hidden” fees? Has...

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RE: Insurance tips for my vintage ride needed

That’s the part that drives me nuts. They want a whole inventory, but then act like you’re trying to scam them if you actually list everything. I get ...

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RE: Roadside help added to my insurance—totally worth it?

Honestly, I’ve had the same luck with insurance roadside—half the time it’s just some random tow guy who barely knows what he’s doing. Once, they sent...

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RE: is accident forgiveness really worth it in Ohio?

I did the math on this a while back and honestly, it just didn’t add up for me. I’ve been driving in Ohio for over 15 years with no at-fault accidents...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Fair enough, but do you really think paying extra upfront always guarantees smoother claims? I've been with a bigger insurer before—paid higher premiu...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Interesting points, but is it really worth paying extra every month just because you had one bad experience? I mean, yeah, sliding into a snowbank suc...

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RE: insurance denied my claim—what would you do?

I've never had insurers outright reject handwritten notes, but they definitely gave me the side-eye once or twice. I think the key is pairing them up ...

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