brianriver525
brianriver525
@brianriver525
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Topics: 1 / Replies: 8
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RE: How do they actually decide when a car is “totaled”?

The frame damage is a huge factor, honestly. Even if the car runs, once the structure’s compromised, it’s a safety risk—especially in another accident...

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RE: Insurance tips for my vintage ride needed

Mileage caps really do feel like a buzzkill, especially when you’ve got a vintage ride you actually want to enjoy. That said, I promise those folders ...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Honestly, I hear that a lot. It's wild how often people think their phone will save the day, then... dead battery, bad signal, or the doc just won't l...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

That’s honestly the smartest move. You’d be surprised how many folks don’t realize what they’re paying for until a claim comes up—or doesn’t. Customiz...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, comprehensive coverage is one of those things you don't really appreciate until you actually need it. Had a similar case myself—hailstorm out of...

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RE: Finally figured out how car insurance works in no-fault states

Front-only cams are definitely better than nothing, but your story perfectly highlights why having both is a smart move. I've handled plenty of claims...

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RE: confused about Iowa car insurance rules, need some clarity

Switching from no-fault to at-fault can definitely feel confusing at first, but once you get used to it, it's pretty straightforward. Basically, in Io...

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RE: saw this story about a family losing everything after a car accident—got me thinking

You make some good points, but honestly, from what I've seen working in claims, it's not always about how much you have right now—it's about protectin...

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