brian_lee
@brian_lee
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Topics: 1 / Replies: 16
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RE: Why can’t I use my points AND a coupon at checkout?

You’re not alone in feeling that way. I’ve run into the same thing—spend time collecting points, clipping digital coupons, then at checkout it’s like,...

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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

It’s wild how complicated they make those policies. I’ve tried to compare a few side by side and ended up with a headache from all the fine print. The...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

I’ve wondered about that overlap too, especially since my health insurance isn’t exactly cheap to use. Med pay feels like a safety net, but if your he...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

That’s a good point—people tend to assume their regular health insurance is a catch-all, but it really isn’t, especially for guests in your car. I’ve ...

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RE: Confused about Illinois car insurance rules—anyone else?

I’ve always kept both just to be safe. Even though the law says digital is valid, I’ve heard stories where the officer’s scanner or phone reader didn’...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I’ve noticed the same thing—sometimes adjusters seem to care about documentation, sometimes not. Keeping receipts and photos is just good sense, thoug...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I think you nailed it with the “marketing term” bit. I used to assume “full coverage” meant I was set for anything, but after my last renewal I ...

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RE: Confused about Illinois car insurance rules—anyone else?

I’m right there with you—having both paper and digital copies just makes sense. I’ve heard stories where someone’s phone died at the worst possible mo...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Honestly, your system is spot on. I’ve found that keeping detailed records—like you mentioned, “”—really does help if you ever have to dispute somethi...

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RE: Insurance tips for my vintage ride needed

Dashcams are definitely a solid suggestion, especially if you've got a vintage ride you're trying to protect. I had a similar experience—someone clipp...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Had a similar experience myself last year—though not as dramatic as lightning. My EV battery suddenly stopped charging after a heavy rainstorm. Turned...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally agree with your point about yearly checks. I used to stick with higher deductibles to save a bit each month, but after an unexpected windshiel...

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RE: quick heads-up on Arkansas auto insurance basics

I ran into something similar with my '72 Beetle. My insurer offered a decent discount if I agreed to install a mileage tracker, but honestly, the rest...

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RE: stuck between Geico and Progressive in NY, thoughts?

I had a similar experience with Geico last year after a minor fender bender. They initially suggested aftermarket parts, but once I explained my conce...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I've noticed the same thing—military discounts are great, but they're not always the best deal out there. When I was shopping around, I initially assu...

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