Bundling has been a mixed bag for me too. When we added our home insurance to the same provider as our cars, the discount looked good on paper, but af...
Yeah, adding someone—even if they’re just an occasional driver—can bump up your rates. Insurance companies don’t really care how often they drive, jus...
It really does feel like there’s always some “system” limitation, doesn’t it? I’ve run into this at the grocery store plenty of times—try to use my re...
It really depends on the adjuster and, honestly, how much evidence you have. I’ve had them disagree with me before—once after a hailstorm, they tried ...
I get where you’re coming from about the warranty being the main fallback, but I’d actually push back a bit on the idea that insurance is never part o...
I’ve had that same thought—like, how much detail is too much before people just tune out? I mean, I try to read the fine print, but even I get lost so...
It really is wild how insurance feels like a gamble. I remember when we bought our minivan, I thought about dropping comprehensive too, just to save a...
I get where you’re coming from—there’s something to be said for having a real person to talk to when you’re dealing with insurance headaches. I’ve not...
Had something similar happen when someone ran a stop sign and clipped me—just minor bruises and stiffness, thankfully. Initially assumed my PIP covera...
Regional insurers can definitely be a hidden gem after something like this. A few years back, my brother-in-law had a DUI here in Idaho, and initially...
Had something similar happen a while back—got stuck near Dover and found out my policy only covered towing to the "nearest repair facility," which was...
Couldn't agree more on this. I once spent an entire afternoon digging through old emails because the DMV "lost" my proof of insurance... lesson learne...
I switched to a mileage-based plan about two years ago—no tracking app, just odometer readings twice a year. Last summer, we took an unexpected cross-...
That's a great point—I used to think loyalty perks were beneficial too, until I did the math. Now I do a yearly comparison and factor in multi-policy ...