Had something similar happen when someone ran a stop sign and clipped me—just minor bruises and stiffness, thankfully. Initially assumed my PIP covera...

Regional insurers can definitely be a hidden gem after something like this. A few years back, my brother-in-law had a DUI here in Idaho, and initially...

Had something similar happen a while back—got stuck near Dover and found out my policy only covered towing to the "nearest repair facility," which was...

Couldn't agree more on this. I once spent an entire afternoon digging through old emails because the DMV "lost" my proof of insurance... lesson learne...

I switched to a mileage-based plan about two years ago—no tracking app, just odometer readings twice a year. Last summer, we took an unexpected cross-...

That's a great point—I used to think loyalty perks were beneficial too, until I did the math. Now I do a yearly comparison and factor in multi-policy ...