I get what you’re saying, but I actually think those sites are a decent starting point—just not the final word. Last year, I almost bought a used Civi...

That’s a fair point, but I keep wondering—does accident forgiveness actually cover stuff like getting rear-ended if it’s not your fault? Or is it just...

I’ve actually wondered the same about dash cams—seems like they should count for something, but I’ve never seen a discount offered. About the add-ons,...

Honestly, the paperwork dance is the worst, but I kinda get why they want the police report. I mean, if someone just took off and you don’t have their...

That’s exactly how it feels, honestly. I get why people go with the big names for “reliability,” but I’ve had friends who got stuck in endless phone t...

That's pretty rough, but I wonder how much the type of DUI affects the rate hikes? Like, does a first-time offense with no accident involved spike you...

Honestly, coverage doesn't always mean zero stress. My cousin thought he was fully covered until hail trashed his car roof—turns out weather damage wa...

Honestly, I used to think roadside assistance was just another way for insurance companies to squeeze extra cash out of us. But after getting stranded...

Interesting points, especially the spreadsheet idea—I can barely keep track of my Netflix password, let alone insurance claims, haha. But honestly, is...