Car insurance discussions and local services.
bpaws25
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RE: Why does insurance cost more in Houston than Austin or Dallas?
That’s rough - losing two cars to floods sounds like a nightmare. I hadn’t really thought about how much just being in a certain zip code can mess with your rates, even if you’re super careful. Makes me wonder, though - ...
RE: Navigating the maze of senior insurance options
I get where you’re coming from, but I’ve gotta ask - did you ever find a broker who actually listened? I had a different experience with one who really took the time to break things down, no hard sell at all. Maybe it’s ...
RE: Do I really need extra insurance when renting a car in VA?
I totally get the appeal of just paying extra to avoid the hassle. I’ve had one fender bender in a rental (in NC, not VA), and my own insurance did cover it, but it took weeks to sort out. The rental company charged my c...
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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I get the logic behind paying for extra peace of mind, but sometimes I wonder if we’re over-insuring ourselves, especially if you’re just driving once in a blue moon. I mean, isn’t that what the emergency fund is for - t...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Honestly, those random “processing” fees make me roll my eyes every time. It’s like, what are they actually processing that wasn’t already being done last year? I swear they just invent new ways to nickel and dime us. A...
RE: How I made cancelling Progressive way less painful
Faxing anything these days just feels bizarre, right? Last year, I had to send some documents to my roadside assistance company (couldn't just email, of course), and I remember thinking, “Is this a scavenger hunt or cust...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Man, that’s rough. I always thought “full coverage” meant, well, full coverage - guess not. I had a similar thing with my Outback after a road trip through Colorado. Tiny pebble, huge crack, and suddenly I’m learning abo...
RE: When Does It Make Sense to Drop the “All-In” Coverage?
Man, I totally get where you’re coming from. I’ve had the same debate with myself every time my car hits another “milestone” birthday. My Outback’s pushing 200k miles, and I still keep full coverage on it, mostly because...
RE: Why does picking a deductible feel like a weird gamble?
Funny, I actually see it a bit differently. You mentioned, - but for me, the peace of mind with a lower deductible is worth a little extra in premiums, even if I haven’t had an accident in years. Maybe it’s just my luck...
RE: Why can’t I use my points AND a coupon at checkout?
Yeah, I’ve run into that too - tried to use points for a room and then thought maybe I could tack on a breakfast voucher or something. Nope, “one offer per stay.” Makes me wonder, though... why are hotels so strict when ...
RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?
I get what you’re saying, but I’m not sure it’s just about the adjuster, either. I mean, yeah, some of them are super picky and others barely look at your paperwork, but isn’t that kind of the problem? There’s no consist...
RE: Medicare Advantage vs. Medigap: which one actually works better?
I’ve actually wondered about this too, especially since I’m on the road a lot. The thing with Medigap that keeps me leaning toward it is the flexibility - if you’re traveling between states or even just like to take long...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
That’s been my experience too, especially after a couple years on the road. Has anyone actually had an insurer proactively lower their rate just for sticking around? Or is it always up to us to chase the deals?
RE: stuck between Geico and Progressive in NY, thoughts?
Stuck Between Geico And Progressive In NY, Thoughts? Man, the OEM parts thing is wild - like, why is it so hard to get a bumper that actually fits? I had a similar headache with my ‘95 Caprice. The adjuster basically la...