I totally get the backup plan—paper cards have saved me more than once. But I’ve always wondered, does South Dakota actually require you to show a phy...

That’s a good point about snapping pics—way easier to keep track of stuff that way. I’ve always wondered, though, does anyone actually read through th...

Yeah, that’s the thing—sometimes it feels like calling the cops just adds more hassle, especially if nobody’s hurt and you’re just swapping info anywa...

Yeah, that's exactly how I felt too. Dashcams seem kinda unnecessary at first, but after seeing a friend deal with insurance drama, I'm convinced they...

That's a really good point about the uncertainty insurers face with EVs. But do you think maybe insurers will adapt quicker this time around since EV ...

Good point about checking with the local office, but has anyone actually had success getting approval with just fire-resistant drywall or paint? I ask...

That's a fair point, but have you considered how much you'd realistically end up paying extra over several years just to avoid that one headache? I me...

Yeah, smaller insurers can surprise you sometimes. Do you think it's because they're more flexible internally or maybe just hungrier for business? I'v...

I've been there too, unfortunately. Had a similar nasty surprise after a big windstorm dropped a tree branch right onto my windshield. Always assumed ...

Have you checked if either company offers rental coverage as part of a bundled package or at a discounted rate? Sometimes insurers like State Farm or ...