Car insurance discussions and local services.
books420
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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I get your point, but honestly, insurance isn't really meant for minor inconveniences like flat tires or dead batteries - it's more about protecting yourself from big hits. I've always gone with higher deductibles and ju...
RE: Insurance paid way less than what it cost me to replace my roof
Yeah, learned this myself with classic car insurance. Thought I had full coverage until a hailstorm hit my '68 Mustang... turns out "full" didn't include weather damage. Now I always ask specifically about exclusions and...
RE: keeping your vintage ride running smooth on long trips
I've thought about brake upgrades myself, but honestly, if your vintage ride's brakes are properly maintained and adjusted, they're usually fine for highway cruising. I mean, unless you're pushing it hard through mountai...
RE: My insurance nightmare in Rhode Island traffic court
Yeah, dealerships always seem to lowball - especially if it's something older or niche. Had a similar headache with my '68 Mustang. Dealer appraisal was laughably low, so I went independent and got a number that made way...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
Yeah, bundling always sounds great until you crunch the numbers yourself. Had a similar thing happen when I insured my classic Mustang - thought I'd score big savings, but nope, barely enough for a pizza. You're right th...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, AAA's definitely slipped a bit over the years, at least from what I've seen. Used to swear by them, but lately I've heard more mixed reviews than good ones. Had a friend stuck outside Madison last summer - waited f...
RE: is accident forgiveness really worth it in Ohio?
Yeah, I've wondered the same thing. Insurance companies aren't charities - they've gotta make money somehow, right? Still, accident forgiveness might soften the blow enough to make it worthwhile. Had a friend whose premi...
RE: Tried temporary insurance coverage - worth it or waste of money?
I've always skipped temporary coverage tbh. If you're careful and it's just a short drive, feels like overkill. But now you got me thinking about the credit card thing...might have to double-check mine too.
RE: got caught up in fraud trouble - what happens next?
Yeah, that's rough. Had something similar happen a while back after buying parts at a swap meet - thought I got a steal on some vintage hubcaps, but turns out someone else got a steal on my card info instead. Bank caught...
RE: finally found an insurance company in CA that doesn't drive me nuts
Yeah, I tried one of those apps too - my old Mustang rattled so much it thought I was drag racing every time I hit a pothole. Cool idea, but I'll wait till they iron out the kinks...
RE: does rental car insurance from Farmers actually cover this?
Yeah, insurance companies and rental places love their paperwork ping-pong... been there myself. Good call mentioning those loss-of-use fees - I hadn't even thought about that. Insurance always seems straightforward unti...
RE: student discounts saved me big time, anyone else had luck?
Never really thought about student discounts beyond tech either, but now I'm curious if auto parts stores offer them. Could use a break on restoring my old Mustang... guess I'll check around. Thanks for the heads-up.
RE: Anyone Else Feel Like Filing a Claim in Oregon Is a Never-Ending Maze?
Yeah, had a similar experience last year when my '68 Mustang got rear-ended. Thought it'd be straightforward since the damage wasn't major, but nope - ended up feeling like I was stuck in some endless loop of confusion. ...