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RE: Why does insurance cost more in Houston than Austin or Dallas?

Honestly, I’m just glad to hear someone’s insurance actually went down for once. I figured all those fancy features were just there to beep at me when...

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RE: Lowball insurance estimate—worth fighting or just let it go?

Man, I feel this in my soul. Just got my first policy and already wondering if I signed up for a second job as a paperwork wrangler. I keep hearing st...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I’m just trying to figure out if they expect us to keep every receipt since the dawn of time. I barely remember where my car keys are half t...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? Totally feel you on the “comprehensive” label. I swear, it’s like a magic word they use to make you...

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RE: Confused about Illinois car insurance rules—anyone else?

Honestly, same here. I’m not taking any chances—my glove box is like a mini insurance archive at this point. I even printed two copies, just in case o...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR? I just bought my first “real” insurance policy for my old Mustang, and I swear, the paperwork ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Haha, as someone who just got insurance for the first time, this thread is giving me anxiety... I barely trust myself parking near shopping carts, let...

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RE: bumped someone's car lightly, no visible damage—should I report?

Had a similar thing happen a couple months back—my first week with insurance, of course. Barely tapped the other car, no visible marks, but I panicked...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Yeah, good points. Honestly, as someone just diving into the world of classic cars (and insurance—yikes), I hadn't even thought about hidden rust issu...

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RE: keeping your vintage ride running smooth on long trips

Haha, been there... I once called roadside assistance because my car "died" on a weekend trip. Waited an hour for the guy to show up, only for him to ...

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RE: is accident forgiveness really worth it in Ohio?

Haha, I feel you on the "slightly accident-prone" thing...I swear curbs just jump out at me sometimes. 😅 I debated accident forgiveness too wh...

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RE: quick heads-up on Arkansas auto insurance basics

Haha, as someone just dipping my toes into insurance shopping (and already overwhelmed by it), this is oddly reassuring. I mean, wildlife surprises so...

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RE: stuck between Geico and Progressive in NY, thoughts?

I'm about to buy insurance for the first time and threads like this make me feel slightly less clueless, lol. Good to know Geico's decent with claims....

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RE: got caught up in fraud trouble—what happens next?

Haha, seriously... I swear some companies pick their hold music specifically to make us give up. But yeah, totally agree—talking to a real human makes...

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RE: insurance denied my claim—what would you do?

Haha, reading this thread makes me feel like I just stepped into the adulting club. I literally just bought my first insurance policy last month, and ...

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