Yeah, good point—defensive driving classes aren't always the magic bullet. Couple things to keep in mind though: - Idaho insurers typically jack rates...

Had a similar headache with a big insurer last year—felt like they were reading from a script every time I called. Switched to a smaller company too, ...

Totally agree with your points, especially about having a comfortable buffer. I'd even push that further—weather can seriously mess with your range. L...

Definitely agree with snapping a quick photo or two. A few extra points from my own experience: - Even if you don't see visible damage, sometimes int...

Yeah, rental car coverage can definitely trip people up—it's one of those sneaky details that sounds straightforward until you actually need it. A qui...

AAA definitely has its perks, especially if you're driving something older or prone to surprises. I've heard mixed things about their response times t...

I've looked into this quite a bit myself recently, and honestly, I think the no-fault system isn't as great as it sounds. Sure, it speeds things up be...