Honestly, I get where you’re coming from about the cap feeling restrictive—especially when you want to take those spontaneous drives or hit up extra m...

That’s spot on. I’ve watched folks get dazzled by slick apps and “instant” quotes, but when it’s time to actually file a claim—especially for somethin...

It’s totally normal to feel torn between the two, especially in NY where both Geico and Progressive have pretty strong networks. In my experience, nei...

It does happen, though it’s not super common—usually when someone’s a regular driver but isn’t listed. Insurance companies can get pretty picky about ...

That’s a fair observation—insurance policies can feel like they’re written in code sometimes. The exclusions are always spelled out in bold, but when ...

I get where you’re coming from—paper’s reliable when tech fails. But Illinois does allow digital proof now, and some folks swear by it. Out of curiosi...

It’s wild how many people assume liability covers everything until something like hail happens. I always tell folks to double-check their deductibles ...

You’ve nailed a lot of the key points people overlook. I’d just add that sometimes folks underestimate how tough it can be to actually access emergenc...

I've seen similar exemptions for historic vehicles in my city, but the application process can be pretty tedious. They ask for a ton of documentation ...

Totally get where you're coming from on this. Sure, the videos can feel like they're dragging on forever, but from an insurance perspective, it's a sm...

Had a similar experience last summer—battery died halfway between towns, middle of nowhere, pitch dark. Pancakes weren't even an option, sadly. Ended ...